Kennedy vs. Franklin : When it comes to American coin collecting, the half dollar often flies under the radar. But two names stand tall in this category: the Kennedy Half Dollar and the Franklin Half Dollar. Both coins carry historic weight and potential hidden value, sparking debates among collectors across the country. So, which one truly holds more hidden worth — the bold, tragic Kennedy or the stately, wise Franklin?
Let’s dig into what makes each coin special — and what could make one of them far more valuable than you’d expect.
The Franklin Half Dollar (1948–1963)
Introduced in 1948, the Franklin Half Dollar featured one of America’s Founding Fathers, Benjamin Franklin. Designed by John R. Sinnock, the coin portrays Franklin on the obverse and the Liberty Bell on the reverse — a nod to both freedom and Franklin’s Philadelphia roots.
These coins were minted until 1963, just before the tragic assassination of President John F. Kennedy. Franklin Halves were made entirely of 90% silver, giving them significant intrinsic metal value. But the real value? That comes from rare mint marks, low mintage years, and condition.
Some key dates and conditions can fetch thousands of dollars. A 1955 Franklin Half in Proof 67 condition has sold for over $5,000 at auction. The Full Bell Lines (FBL) designation — indicating strong strike quality on the Liberty Bell’s horizontal lines — can significantly raise a coin’s price tag.
The Kennedy Half Dollar (1964–Present)
After President Kennedy’s assassination in 1963, the nation quickly honored him by issuing the Kennedy Half Dollar in 1964. The first year’s coin was also made of 90% silver, but that dropped to 40% from 1965 to 1970, and eventually to base metal afterward.
Collectors often chase the 1964 version for its silver content and sentimental value. But it’s not just about nostalgia. Some Kennedy halves — especially those from the 1970-D mint or special error coins — are rare and highly sought-after.
One standout? A 1964 Kennedy Half with a “Accented Hair” variety — a minor design tweak — can sell for thousands if found in top condition. Even modern Kennedy Halves from proof or special mint sets can command strong prices, especially when graded at high levels.
Silver Content vs. Collector Appeal
When comparing hidden value, one major factor is silver content. Both Franklin and early Kennedy halves have it, but Franklin Halves are all silver, whereas Kennedy Halves only had 90% silver for a single year.
But collector interest and demand also play a huge role. Franklin Halves attract serious numismatists due to their consistency and classic design. Kennedy Halves, on the other hand, have emotional appeal and a long-running production history with multiple special editions.
Auction Highlights and Market Trends
- A 1953-S Franklin Half with Full Bell Lines in mint state condition once crossed $12,000 at auction.
- A 1964 SMS (Special Mint Set) Kennedy Half Dollar, considered extremely rare, has sold for over $40,000 in pristine condition.
These examples show that while both coins have their gems, Kennedy Halves with rare variants or pristine proof conditions can sometimes exceed Franklin Halves in market price — especially for rare issues.
So, Which One Wins?
It depends on your definition of “hidden value.”
- If you’re looking for consistent silver content and classic rarity, the Franklin Half Dollar may be your pick.
- If you’re banking on unique mint errors, historical significance, and emotional resonance, the Kennedy Half Dollar might offer more upside.
Either way, it’s worth checking those old coin jars and inherited collections. One coin tucked away in a drawer could be worth far more than fifty cents — it might even spark a bidding war among collectors.
Final Thoughts
In the Kennedy vs. Franklin half dollar debate, both coins offer serious potential for collectors and investors. Their differences in composition, historical context, and rarity create a fascinating rivalry in the coin world.
Whether you’re holding onto a 1964 Kennedy with accented hair or a sharp-strike 1955 Franklin, one thing’s for sure — half dollars may not be in everyday circulation anymore, but their value is far from obsolete.
